Around Town

Guest Column: How to Prepare Your Home for a Safe Halloween

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As you prepare for Halloween this season, it is important to understand your risk when opening your home to the public. Today’s guest column is by Maria Lampros of Guard Insurance Agency in Watertown. Autumn leaves are falling, evening temperatures are dropping and Halloween decorations are popping up all around. While preparing for visiting ghosts and goblins this Halloween, keep in mind that opening your home to the public may leave you vulnerable to an insurance claim or lawsuit. Consider these safety tips to help ensure a safe and fun Halloween while protecting your property and its visitors:

Create a clear path – To avoid trick-or-treaters and other visitors from stumbling and possibly getting injured, clear walkways and sidewalks of leaves and debris.

Around Town

Understanding Your Risk When Hosting a Holiday Party

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If you’re throwing a party this holiday season, it is important to understand your risk as the host. Today’s guest column is by Maria Lampros of Guard Insurance Agency

With the festive and sometimes hectic holiday season upon us, it is easy to forget the serious responsibility involved with hosting a party. Party hosts need to understand the responsibilities when inviting people into their homes and serving food and drinks. Homeowners and party hosts can be held liable if a guest (or third party) is injured in an accident related to alcohol consumed at your event. Most people understand the liability that comes with serving alcohol; however, a casserole or dessert can bring just as many risks as an alcoholic drink if someone becomes sick after consuming food at your party.